Senior Credit Underwriter

  • Location:Maidenhead
  • Job Industry:Accountancy
  • Reference:SD235_1714124849
  • Job Type:Permanent
  • Skills:Senior Credit Underwriter
  • Salary:£55000 - £65000 per annum

A fast growing PLC listed company based in Maidenhead are looking for a Senior Credit Underwriter Analyst to join their growing team. This is a fantastic experience for someone with 4-6 years plus experience in Credit Control. The company has an amazing culture with fantastic offices, excellent benefits and incentives.

Responsibilities:

  • Supervisory responsibilities.
  • Report directly to Head of Credit Underwriter and assist with the day-to-day management of a dedicated customer ledger.
  • Deliver timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations
  • Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate
  • Obtain and analyse financial, risk and market information
  • Maintenance of credit processes to ensure integrity and accuracy of data
  • Communicate credit decisions and requirements in a clear and concise manner to other parts of the business
  • Keep up to date with market information to understand the implications this may have upon credit decisions and risks
  • Help develop and improve processes and controls by identifying areas of improvement and following through with recommendations to implementation

Requirements:

  • At least 3 years’ experience in a credit analyst role or similar
  • Proven analytical skills with ability to document findings and make recommendations
  • Strength of character to stand by decisions and explain to those less familiar with credit risk
  • Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure
  • Ability to take calculated risks with favourable outcomes
  • Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
  • Contribution to development of credit policies & to business process improvement
  • Strong record of success in a fast-paced environment, with ability to manage own work and deadlines.

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